If you sign up for the card and you spend at least $500 on the card in the first three months, then they are going to give you $150. Chase Freedom constantly runs sign up bonus that can range in how much that you’ll get paid. The sign-up bonus was the reason that I originally decided to get one of these cards, but I’m very glad that I did. ![]() If you’re looking to get the longest period of 0% APR, the Chase Freedom card is going to be the best option. The Chase Freedom card will give you an additional 3 months compared to what you get with the Discover card. Instead, with the Discover card they will double the amount of cash back that you earned at the end of the year.Īnother advantage that the Chase Freedom card has over the Discover It is the 0% APR periods. With a Discover It card, they do not offer any type of sign up bonus, which means that you are not going to get the $150 for spending $500. They have very similar benefits, but there are a few key distinctions between the cards. One common alternative to a Chase Freedom card is the Discover It Cashback Match card. Similar Cards: Discover It Cashback Match Who is this card for? The Chase Freedom® card is an excellent general purpose cash rewards credit card and is a good option for anyone with excellent credit and who regularly pays their bills in full. You can also use the app to activate your quarterly rewards. If you use a gift card, you won’t be getting any cash back from those purchases, which seems to defeat the purpose of the card. The problem with getting a gift card is that you’ll be using a gift card in the future instead of using your credit card. Their new app will allow you to redeem your points onto gift cards straight from the app. I have never had a long wait on hold and have never had a problem getting any customer service issues resolved.Īs an added bonus for signing up for a Cash Freedom card, you’ll also be able to use their mobile app. I received a confirmation email from them about 10 minutes later stating my quarterly bonus had been activated.Īs a Chase customer for over 9 years, I can also say their customer service is awesome. To top it off, I recently called the Chase customer service department and they reminded me about the quarterly bonus and activated it for me while I was on the phone with them. You can also opt-in online, via phone, or through their mobile app. All I need to do is reply to the text and I am automatically signed up for the quarter. ![]() That said, Chase makes it incredibly easy to opt in each month. The only downside I can think of with this card is the fact that the 5% cash back isn’t automatic each month – you need to opt in to the 5% cash rewards offer each quarter. For most people, you won’t reach that limit, which means that you don’t have to worry about reaching the limit and not getting any more cashback from your purchases. It’s easy to do all of this while inside to your Chase account online. You can earn up to $1,500 from your cashback rewards form the bonus categories. You can redeem your cash back for cash, gift cards, statement credits, or make purchases through the online store. A 0% Intro APR on balance transfers from other credit cards and purchases gives an extra incentive to apply for this card. In addition to the initial sign up bonus, the Chase Freedom offers one of the most generous cash rewards programs on the market, with all purchases earning at least 1% cash back, and the opportunity to earn 5% cash back in rotating categories throughout the year. The rewards program has since changed, and the card now offers a Points rewards system. The cash bonus was paid as a statement credit. ![]() When I opened my Chase Freedom® card, I received a sign up bonus. What follows is a general overview of the Chase Freedom® card. I still use the Chase Freedom® card to this day. I first opened my account in 2007, when I opened it to take advantage of a sign up bonus, and because it had an excellent cash rewards program. The Chase Freedom® card is among my oldest credit cards. Note: The information related to the Chase Freedom® card has been collected by and has not been reviewed or provided by the issuer of this card.
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